Analysis of factors affecting the non performing loans (npl) of microcredit and its impact on credit channeling in microfinance sector in regional office x of pt. bank xyz
Microbusiness sector, despite facing dynamics in the national economy, is proved to play a role and give significant contribution in boosting the nation’s development because of its strategic position in labor absorption, economic recovery, and in giving equitable employment opportunities. In consequence, microfinance also has experienced rapid development.